Why do you not judge for yourselves what is right? If someone owes a sum of money, but they can’t pay it, eventually their creditor takes them to court. The case is clear; they will lose in court and then be sentenced to prison until the debt is fully paid. This is why people try to settle out of court. They try and come to an agreement with the creditor. They will appeal for mercy, since if the case goes before the judge it is sure to go against them.
The longer you wait the harder it gets. How can you pay the bill, if you don’t have the currency? Think about this in terms of sin, and with God as creditor. If you know that you are subject to judgment, then you need to plead for mercy now while there is still time to receive mercy.
Thankfully, we have a gracious friend who will pay the bill. Jesus is God’s offer of mercy. He can foot the bill with His own blood. We can come to Him, humbly acknowledging our debt (Romans 3:23 / 1 John 1:5-10). We can reach out in repentance (Psalm 51:17 / Isaiah 57:15, 66:2) and receive mercy and forgiveness through Him. We are fools if we don’t.